Richard Martinez, Independent Medicare Broker
Richard Martinez — Independent Medicare Broker since 2004
Independent Medicare Broker — No Cost to You

Need help with your Medicare coverage?

Get a free, unbiased review that compares Medicare plans from 13+ companies. Richard ensures your plan covers your doctors and prescriptions — avoiding all costly surprises.

22
Years experience
13+
Insurance companies
100%
Free service
📞 (602) 769-8852
📞 Toll-Free: (877) 230-1533
✉️ rich@medicarehealthplanz.com
🛡️ Licensed & Certified Broker
⭐ No-pressure consultations
🔄 Annual plan reviews included
📞 Ongoing support after enrollment

Why Work With Richard

Choose a Medicare plan with confidence

Many people settle for less, but Richard gives you the full picture. His no-cost review is 100% unbiased because he compares details from 13+ insurance companies, ensuring your plan matches your doctors, prescriptions, and budget.

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In-Person + Phone or Video Call

Get friendly 1-on-1 guidance from a licensed Medicare expert who listens and explains every option clearly — your way, your schedule.

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No Cost, No Sales Pressure. Ever.

Richard's support is completely free. Your decisions always stay in your hands — zero obligation and no hidden fees, guaranteed.

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Compare Plans Side by Side

Richard reviews your doctors, prescriptions, and coverage goals together so you can choose the plan that truly fits — no guessing.

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Year-Round Support & Plan Reviews

Stay protected all year with annual check-ins, renewal help, and expert updates whenever your needs or plans change.

Book Your Free Coverage Review →

100% Free — No Obligation

Let's Talk About
Medicare!

Get a free, unbiased review that compares Medicare plans from 13+ companies. Richard ensures your plan covers your doctors and prescriptions — avoiding all costly surprises.

Compare plans from 13+ insurance companies
Keep your doctors & save on prescriptions
No cost, no pressure — ever
📞 (602) 769-8852
📞 Toll-Free: (877) 230-1533
✉️ rich@medicarehealthplanz.com

Schedule Your Free Call

Richard will personally reach out within one business day.

By submitting this form, you consent to be contacted by a licensed insurance agent. Your information will not be sold to third parties. Medicare.gov or 1-800-MEDICARE for all plan options.

M C
Medicare Insurance Compare LLC
Independent Medicare Broker
22
Years Experience
13+
Insurance Companies
AZ & NM
Licensed States
Richard Martinez, Independent Medicare Broker
Richard Martinez
Independent Medicare Broker

A trusted guide through the Medicare maze since 2004

Hi, I'm Richard Martinez — founder of Medicare Insurance Compare LLC. I'm a native Arizonan, currently living in Gilbert, Arizona. I've been an independent Medicare broker since 2004, and in 22 years I've helped thousands of Arizonans find coverage that truly fits their lives. I work with most major medical health insurance companies and can help you shop the market to help you make a well informed decision to find you a plan that fits your needs and saves you money. I work across the entire state of Arizona.

Because I'm independent, I'm never tied to a single insurance company. I shop across more than 13 carriers to find the plan that works for your doctors, your prescriptions, and your budget — and I explain everything in plain language, no jargon, no pressure.

Independent Medicare broker since 2004 — 22 years serving clients
Arizona State licensed health insurance agent
Annual AHIP Medicare training certified
Member, National Association of Benefits and Insurance Professionals
Licensed in Arizona & New Mexico — serving Gilbert, Phoenix, Tucson, and statewide

Finding the right plan for your situation

Richard works with all major Medicare health plans in your area and throughout the state of Arizona and New Mexico. Together we will find you the plan that best fits your needs and go over all your Medicare plan options!

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Medicare Supplement (Medigap)

Works alongside Original Medicare to cover gaps like deductibles and copays, giving you predictable out-of-pocket costs.

  • Use any doctor who accepts Medicare
  • No network restrictions or referrals
  • Ideal for frequent travelers
  • Plans A, B, D, G, K, L, M, N available
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Part D Prescription Drug

Standalone drug coverage that pairs with Original Medicare and Medigap to help manage the cost of your medications.

  • Covers brand-name and generic drugs
  • Compare formularies to match your Rx
  • Low Income Subsidy (LIS) available
  • Annual enrollment review recommended

Am I eligible for Medicare?

Answer four quick questions to find out where you stand — and what to do next.

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3
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How old are you?
Medicare eligibility typically begins at 65, but some people qualify earlier.
Do you currently have health coverage?
This affects your enrollment timing and whether you may face a late penalty.
Do any of these apply to you?
Certain conditions allow Medicare eligibility before age 65.
Have you or a spouse worked and paid Medicare taxes for at least 10 years?
40 quarters of work history qualifies you for premium-free Part A.
Talk to Richard for free →

Questions Richard hears every day

No question is too basic. Medicare is genuinely confusing — that's exactly why Richard is here.

Nothing — ever. As an independent broker, Richard is paid by the insurance carriers when you enroll. His advice, plan comparisons, and ongoing support are completely free to you, and he's required by law to offer you the same price you'd get going directly to the carrier.
You're first eligible at 65. Your Initial Enrollment Period starts 3 months before your birthday month and ends 3 months after. There are also Special Enrollment Periods if you're retiring and losing employer coverage, and the Annual Enrollment Period runs October 15 – December 7 each year.
Medicare Advantage replaces Original Medicare with a private plan (some plans offer $0 monthly premiums, though network restrictions and copays may apply). A Supplement/Medigap works alongside Original Medicare, covering your out-of-pocket costs with no network limits. The right choice depends on your doctors, medications, travel habits, and budget — Richard will walk you through it.
It depends on the plan type. With a Medigap plan, you can keep any doctor who accepts Medicare nationwide. With Medicare Advantage, you'll need to check that your doctors are in-network. Richard always verifies your specific doctors before recommending any plan.
Yes. Medicare Advantage plans can be changed during the Annual Enrollment Period (Oct 15–Dec 7) or the Medicare Advantage Open Enrollment Period (Jan 1–Mar 31). Richard will remind you each year and review your plan at no charge to make sure you're still getting the best deal.

Let's find your perfect plan — for free

Fill out the form and Richard will reach out within one business day. No sales pressure, no jargon.

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(602) 769-8852
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Toll-Free: (877) 230-1533
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rich@medicarehealthplanz.com
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Based in Gilbert, AZ — Serving the entire state of Arizona
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Mon–Fri, 9am–5pm | Evenings by appointment

By submitting this form, you consent to be contacted by a licensed insurance agent regarding Medicare plan options. Your information will not be sold or shared with third parties without your express written consent. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE for all available options.