You won't reach a call center or a rotating cast of agents. You'll work directly with Richard — who compares plans from 13+ insurance companies against your doctors, your prescriptions, and your budget, then stays your point of contact for as long as you're on Medicare.
Why Work With Richard
Medicare isn't one-size-fits-all. Richard compares plans based on your doctors, your prescriptions, your coverage needs, and your budget — so the plan you pick actually fits the way you use healthcare.
You get Richard — the same licensed broker every time you call, who already knows your doctors, your plan, and your history. No queue, no script, no new agent each year.
Your relationship doesn't end when you enroll. Richard is available throughout the year for plan questions, ID card and claim problems, and changes in your Medicare needs.
Before you sign anything, Richard checks your specific doctors against each plan's network and runs your medication list through its formulary — so you see the real cost, not the advertised one.
Plans change their networks, formularies, and costs every year. Richard re-checks yours annually at no charge, so you're not quietly moved onto a plan that no longer fits.
Simple Process
Three steps, about an hour of your time, and nothing to pay.
Tell Richard about your doctors, your prescriptions, and what matters to you. Twenty minutes, no obligation, no sales script.
Richard checks your specific doctors and medications against every plan available in your area, then walks you through the real differences in plain language.
Once you choose, Richard completes the enrollment with you and stays your point of contact — for questions, ID cards, claims, and next year's review.
Plan Types
Richard works with Medicare plans across Arizona and New Mexico. Together you'll go through every option available to you — not just the ones on TV.
Works alongside Original Medicare to cover the gaps — deductibles, copays, and coinsurance — giving you predictable out-of-pocket costs.
An all-in-one alternative to Original Medicare, often bundling Part D drug coverage plus extras like dental, vision, and hearing.
Standalone drug coverage that pairs with Original Medicare and Medigap to keep your medication costs under control.
Licensed & Certified
Twenty-two years, current certifications, and a producer number you're welcome to look up.
Talk Directly With Richard
Tell Richard a little about your situation and he'll personally call you back — usually the same day, always within one business day.
About Richard
Serving Arizona & New Mexico · Based in Gilbert, AZ
Hi, I'm Richard Martinez — founder of Medicare Insurance Compare LLC. I'm a native Arizonan living in Gilbert, and I've been an independent Medicare broker since 2004. In 22 years I've helped thousands of people find coverage that actually fits their lives.
Because I'm independent, I'm never tied to a single insurance company. I shop across more than 13 carriers to find the plan that works for your doctors, your prescriptions, and your budget — and I explain everything in plain language. No jargon, no pressure, and never a bill from me.
I live in Arizona, but I work in both Arizona and New Mexico — fully licensed in each, and I take clients across both states. So whether you're in Gilbert, Phoenix, Tucson, Albuquerque, Las Cruces, or a small town in between, I can help. Meet in person, talk by phone, or hop on a video call — we'll do it your way.
Free Tool
Answer a few quick questions to find out where you stand — and what to do next.
How old are you?
Medicare eligibility usually begins at 65 — but some people qualify earlier.
Do you currently have health coverage?
This affects your enrollment timing and whether you could face a late penalty.
Do any of these apply to you?
Certain conditions qualify you for Medicare before age 65.
Have you (or a spouse) worked and paid Medicare taxes for at least 10 years?
40 quarters of work history qualifies you for premium-free Part A.
This tool provides general information only and is not a determination of eligibility. For an official answer, contact Social Security at 1-800-772-1213 or visit Medicare.gov.
FAQ
No question is too basic. Medicare is genuinely confusing — that's exactly why Richard is here.
Ask Richard DirectlyNothing — ever. As an independent broker, Richard is paid by the insurance carriers when you enroll. His advice, plan comparisons, and ongoing support are completely free to you, and you pay exactly the same premium you would get going directly to the carrier.
You're first eligible at 65. Your Initial Enrollment Period starts 3 months before your birthday month and ends 3 months after. There are also Special Enrollment Periods if you're retiring and losing employer coverage, and the Annual Enrollment Period runs October 15 – December 7 each year.
Medicare Advantage replaces Original Medicare with a private plan — some plans offer $0 monthly premiums, though network restrictions and copays may apply. A Supplement (Medigap) works alongside Original Medicare, covering your out-of-pocket costs with no network limits. The right choice depends on your doctors, medications, travel habits, and budget. Richard will walk you through both.
It depends on the plan type. With a Medigap plan, you can keep any doctor who accepts Medicare, anywhere in the country. With Medicare Advantage, you'll need to check that your doctors are in-network. Richard always verifies your specific doctors before recommending any plan.
Yes. Medicare Advantage plans can be changed during the Annual Enrollment Period (Oct 15 – Dec 7) or the Medicare Advantage Open Enrollment Period (Jan 1 – Mar 31). Richard will remind you each year and review your plan at no charge to make sure you're still getting the best fit.
Yes. Richard is based in Gilbert and works across the entire state of Arizona — including Mesa, Chandler, Phoenix, Scottsdale, and Tucson — and he works in New Mexico too, where he's also fully licensed. Appointments are available in person, by phone, or by video call, whichever you prefer.
Get In Touch
Call him yourself, or send a message and he'll reach out within one business day — the same broker who will still be handling your plan five years from now.